At last, I waited at least 20 years to enjoy a white Christmas. Every year I pray for a white Christmas and I believe the last one was the year we moved to Coarsegold in 1988. It is amazing how peaceful a white Christmas can be when it does not keep you stranded in the airport or at a train station.  I think most of us can admit that 2008 was a challenging year but to end it with a white Christmas gave me a very good feeling of hope as to what the New Year will bring.

I read an article today by Joel Osteen about how 2009 will be the year of abundance for those that praise God for the blessings and favor in their lives. It was a great reminder that even through the most difficult times we must remain thankful and count our blessings.

We at Montecino & Associates wish everyone the best New Year with plenty of blessings and prosperity. Lets make 2009 an incredible year and not forget the lessons learned from 2008.